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The RBA eases interest rates again – what does this mean for 2012December 7th, 2011A pendulum of confidenceNovember 29th, 2011It’s commonplace for investor confidence to swing like a pendulum. One day it’s optimism and the next day it’s pessimism…….. Paradigm supports Mark Newman’s ride for JDRFNovember 2nd, 2011Now that I have returned from my overseas travel and back into the real world again I now have a personal focus that I am working toward and I thought I would share this with you. Many of you are unaware that I support the Juvenile Diabetes Research Foundation (JDRF) who are searching for a cure for Type 1 diabetes. This year I will be participating again for the fourth year in their annual Ride to Cure Diabetes held in the Barossa Valley, South Australia. I will be riding 80 klms through a challenging circuit with plenty of hills. I am back into riding to work and doing an extended ride on the weekend to prepare for the ride and especially those long grinding hills that I truly love!! Last year I raised $4,000 and my aim this year is to match that effort, if not better it. In my 3 years of participation I have personally raised $11,500 and it’s something that I am very proud of. To give you a perspective of the importance of this event to JDRF, the ride last year raised in excess of $1.04 million, whilst ringing the 8 year total to $6.74 million! I think it’s pretty amazing considering that only 300 riders are able to participate in the event I have a nephew who is 24 and was diagnosed in 2010 with Type 1 diabetes and I am sure that many of you will be aware of someone who is impacted by this illness. The ride has allowed me to meet a range of people all sharing the same vision and importantly has educated me in the ongoing and long term effects of this illness. You can go to http://ride.jdrf.org.au/teamParticipant.asp?participantID=132 to find out more about JDRF and the ride and also to follow my sponsorship progress. Obviously, any support is much appreciated. I thought I would attach the picture as it does demonstrate that I am actually on the bike and not sipping a red in a winery, as some in the office have suggested!! I remain determined to play my part in helping find a cure for over 122,000 Australians with type 1 diabetes who have to regularly inject 4-6 times per day as part of their “daily” life. It’s hard to comprehend the impact this would have on what we know as a I am grateful to Paradigm in supporting my efforts for JDRF. Riding the rollercoasterNovember 1st, 2011Participating in the investment markets is sometimes described as riding a rollercoaster. The more the market swings up and down, the scarier it is. The greatest fear comes from when the portfolio suddenly takes you down a steep decline. What makes the analogy even more apt is the way investment charts are normally presented, with the price bouncing up and down. Latest update on Euro Debt and what it means for the marketsOctober 31st, 2011Dr Shane Oliver views his opinion. Where to buy Investment Properties?October 25th, 2011The article below looks at the opinions of various property promoters on which location gives you the best return:
Of course no one can predict future growth but which type suits your individual circumstances? Good Value SharesSeptember 13th, 2011Shane Oliver from AMP writes an interesting article on why Australian Shares represent good value Do You have a “Money Doctor”?September 9th, 2011In social situations when the subject of jobs comes up and I tell people I’m a financial adviser, one of the most common responses I get is: ‘So, you look after investments?’ This is often followed by: ‘Do you have any stock market tips?’ While investing is a very important part of what financial advisers do, in reality it’s only one of many services provided. Just as your family GP probably writes a lot of prescriptions for antibiotics, to describe him as an ‘antibiotic prescriber’ would be an unduly narrow definition. In fact, the family GP – General Practitioner – is a good analogy for how a financial planner might ideally be seen. Just as the doctor is our first port of call for any health-related concerns, so too a visit to the ‘money doctor’ should be the first thing we In the same way that regular check-ups are a good idea, especially once we reach a certain age, the same is true of financial advice, particularly as we prepare for retirement. And like the old-fashioned family doctor, who knows a lot about the different Of course, there are limits to the money doctor’s expertise. Just as a GP may refer you to another professional for specialist treatment, so too the financial adviser is at the hub of a whole network of experts who provide specialist advice on such matters Do I look at investments? Of course! Wealth creation, management and transfer are all important aspects of a financial adviser’s job. As it happens, I don’t recommend that my clients become share traders as there are much safer and more effective ways to access global stock markets – which means, I’m afraid, that I have no hot stock market tips. Rental Property ChecklistAugust 24th, 2011A useful document to assist you in gathering information in preparation for your tax return. |
